Don’t Chase the Bus

“Never run after a bus or a stock. Just be patient — the next one will come along for sure.”                                                                                                             André Kostolany André Kostolany was a Hungarian-born stockbroker who prospered during the reconstruction of Germany after WWII.  He was known for his pithy insights into investors’ behavior, and his pragmatic understanding of the equity…

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Cryptonite

As of this week the S&P500 is up 40% over the last year, and in the same time period Bitcoin is up over 300%.  Why aren’t we all investing in Bitcoin?  The recent volatility has shown us that it’s not a suitable investment for every portfolio.  Part of Bitcoin’s recent wild ride can be attributed…

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Shelter in Motion

It’s possible that my wife, Peggy, and I have applied the State of California’s now one-year-old “Shelter In Place” order slightly differently than some. Oh, we’ve been compliant; even diligent. We place ourselves in the presence of others only sparingly, wear masks, and otherwise quite carefully adhere to our state and county guidelines in an…

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Payment for Order Flow –What is it, who does it, why it matters

The SEC defines payment for order flow (PFOF) as “a method of transferring some of the trading profits from market making to the brokers that route customer orders to specialists for execution.”  This practice has been in the news lately, in part because of the recent scrutiny of trading practices at Robinhood – a firm…

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The Investment Climate

Every year since the financial crisis of 2008-09, Laurence Fink, the founder and CEO of BlackRock, has written a letter to CEO’s.  In this letter, the leader of the world’s largest asset manager outlines the priorities which his organization would like to see in the companies in which they invest.  It’s a call to action,…

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Caveat Emptor

This past week we’ve witnessed a story of drama and tumult in the stock market; of great successes and stinging losses; of individual investors taking on the institutions. And subsequently, of cries of elitism and unfairness. All stemming from everyday investors, connected via a social media community, wildly buying shares in an unprofitable stock, GameStop.…

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Year-End Charitable Giving in 2020

The CARES Act passed last March creates some changes in the rules for charitable deductions in 2020, and some which may extend beyond the current tax year.  In addition, there are a number of tax-efficient gifting strategies you may wish to consider, which we’ll be discussing below.  Many charitable organizations are experiencing higher demand than…

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The CARES Act: Stimulus, Relief, and Other New Provisions

The $2 trillion Coronavirus Aid, Relief and Economic Security Act which was signed on March 27th provides funds for health care, state and local governments.  It also contains a number of provisions intended to assist individuals and small businesses who have suffered economic harm due to the pandemic.    Relief for Individuals -Many individuals will…

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Sustainable Investing in the News

Recently the founder and CEO of BlackRock, the world’s largest asset manager widely known for its iShares family of exchange-traded funds, announced that his firm will be incorporating environmental sustainability as an essential factor in all their investment decisions.  In his annual letter to chief executives, Larry Fink articulated his company’s commitment to deepen their…

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Institutional Partnership

There have been a pair of interesting developments in the investment custody business in the past month, as you may have been reading in the news. While neither of them directly impacts you, they do point out some of the wonderful benefits you enjoy as a result of your decision to work with us. Plus,…

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