Services

Financial Planning and Goals

We believe that sound portfolio decisions should be based on a thorough understanding of your financial situation, goals, time horizon and ability to tolerate risk. We begin with comprehensive financial planning where we get to know you, your priorities and goals, wishes and obligations, as well as your resources and skills. Our planning process is goal-based. We take the time to learn about your spending needs in retirement, prioritize needs over wants, and consider all the resources you will use to fund your future spending. We can then account for inflation, taxes, unusual expenses and different scenarios. We help you clarify your goals, so they can be turned into plans.

Investment Management

• What’s the best asset allocation?
• Should I invest in stocks or bonds, mutual funds or exchange-traded funds?
• What should I do when the market is volatile?

These important questions can be intimidating, or they can be the starting point for an interesting exploration of how the capital markets work, and how you can harness their power to support your financial goals. A good investment strategy begins with a thorough examination of your goals, plans, needs, wishes, risk tolerance and time horizon. With these things properly understood, we can help you devise an investment strategy that will serve you for the long term.